Division 04, Cross-Border Property
Canadian capital, Mexican coastline.
Los Cabos and Baja California Sur for buyers who want the coastline without inheriting somebody else’s problem.
Division 04, Cross-Border Property
Los Cabos and Baja California Sur for buyers who want the coastline without inheriting somebody else’s problem.
The gap
Foreign buyers acquiring residential property within the restricted zone, which includes essentially all coastline, generally hold title through a bank trust known as a fideicomiso, or through a Mexican corporation where the use qualifies. Neither is exotic. Both are routinely mishandled.
Closings run through a notario público, a public official with far broader authority than a Canadian notary. Land with ejido origins carries title risk that does not always surface in a casual search. Closing costs, acquisition tax and trust set-up are materially different from what a Canadian buyer expects.
None of this is a reason not to buy. It is a reason not to buy without representation on the Mexican side.
The position
Our principal is a licensed real estate professional in Baja California Sur and in British Columbia, lives in Metro Vancouver, and works in both English and Spanish.
For a Canadian buyer that means the person explaining the trust structure is the same person who will be at the closing, in the country, in the language, and who is still reachable from your time zone afterwards.
For a Mexican seller or developer it means a counterparty who can actually reach Canadian capital rather than waiting for it to wander in.
The market
Los Cabos has direct air access from Western Canada, a mature tourism economy, and a rental market that can carry part of the holding cost for owners who want it to. It attracts Canadian and American buyers looking for a second residence, a retirement position, or a yield-bearing asset in USD-linked terms.
It is not for everyone. If you need liquidity on short notice, or you are unwilling to hold through a soft season, coastal Mexico is the wrong instrument. We will say so.
We are not lawyers, notaries or tax advisors, and we do not pretend to be. We coordinate with the ones you will need on both sides and make sure nothing falls between them.
Licensed there. Resident here. Fluent in both sets of rules.
Baja California SurWhat we do
Acting for you rather than for a listing, in Spanish where it matters and in English where you need it.
A filtered shortlist built against your actual brief: use, budget, holding period, rental intent and risk tolerance.
Coordinating title review, fideicomiso or corporate structure, and notario process with qualified Mexican professionals.
Realistic rental and cost modelling, including management, maintenance, tax and seasonality, not a developer’s projection.
Introductions to Canadian tax and legal advisors who understand foreign property, and their Mexican counterparts.
Our Los Cabos property brand. Current listings, market notes and buyer resources live at costahorizon.ca. We also represent Mexican owners and developers seeking genuine access to Canadian and American capital.
Tell us what you want the property to do for you.
Second home, retirement position, rental yield, or currency diversification, each points at a different property, a different structure and a different answer on whether to proceed at all.
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